Foreclosure information for renters - What you should know
Disaster Relief - Housing Resources
Below is information to help you understand what to do if your landlord's property is foreclosed:
1) The law requires a landlord to disclose to a prospective tenant a pending foreclosure (meaning a sheriff sale has been scheduled)
2) Foreclosure does not change the terms of your lease
3) Moving out of the property early might be a violation of your lease
- You and your landlord must continue to follow the terms of your lease.
- You must keep paying rent unless you have a legal reason to withhold it.
- Your landlord must keep the property repaired.
- Utilities must be paid under the terms of your lease or under state law.
4) Your landlord has six months after the sheriff's foreclosure sale to pay off the mortgage
- Read your lease to see if it says anything about your rights if the property is in foreclosure.
- You and your landlord must still give legal notice to end your lease.
For more information:Tenants and Foreclosure: Know Your Next Move (en Espanol)
- If your landlord does not stop the foreclosure, there will be a new owner of the property.
- The new owner may have the legal right to ask you to move even if your lease is not over, but they must still give you a written notice stating they want you to leave.
A brochure published by The Family Housing Fund to help renters whose landlords are in foreclosure.HOME Line
A nonprofit Minnesota statewide tenant advocacy organization.Law Help Minnesota
An organization that helps low-income Minnesotans solve civil legal problems.Whom you should contact?
- If you live in the City of Minneapolis
Contact: Legal Aid of Minneapolis, 612-334-5970
- If you live in Ramsey, Washington, Dakota, Scott or Carver Counties
Contact: Southern MN Regional Legal Services, 651-222-4731
- If you live in Southern Minnesota (including Albert Lea)
Contact: Southern MN Regional Legal Services, 888-575-2954
- If you live elsewhere in the State of Minnesota
Contact: HOME Line, 866-866-3546